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Insurance
Telephone: 298-1800
Facsimile: 298-1802
Liability
Western Illinois University, in conjunction with Chicago State University, Governors State University, Northeastern Illinois University, and Eastern Illinois University, participates in the "State Universities Risk Management Association" (SURMA) Self-Insurance Pool. The program covers civil liability for bodily injury, personal injury, and damage to tangible property resulting from occurrences in the conduct of University business and damages arising out of professional services. Students while enrolled in a practicum or other training program authorized by Western Illinois University and while acting within the scope of their duties and University faculty and staff of Western Illinois University are "covered persons" under this self-insurance program and subject to its terms and conditions. The coverage of faculty, staff, and students is limited to occurrences or professional services which are within the scope of this program.
Property
The University secures property coverage for all buildings and their contents on a replacement cost basis. This blanket policy carries a $25,000 deductible requirement. Departments desiring specialized coverage or a lower deductible amount for inventoried items should contact the Office of the Vice President for Administrative Services for assistance. Any extended coverage is billed directly to the department requesting this coverage.
Special Events
Organizations or individuals not directly associated with the University but using University-owned facilities are required to either: (a) provide the University a certificate of insurance including the Board of Trustees of Western Illinois University and Western Illinois University as an additional insured for no less than $1,000,000 combined limits or (b) purchase coverage for the event through the Master Venue Program. The Master Venue Program, which provides affordable General Liability insurance, is available to tenants, users, and renters of Western Illinois University facilities. Protection is provided against negligent acts for which the group or organization may be held responsible for property damage or bodily injury. Western Illinois University is named as an additional insured. The cost of the coverage is a per-day charge based on the type of event and number of people attending the event. Non-University groups should be directed to the Office of the Vice President for Administrative Services for cost estimates.
Vehicle Liability
Please refer to the Transportation Services section.
