Western Illinois University: Macomb Campus
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Direct Loan Consolidation Changes
The U.S. Department of Education has made interim changes to the Direct Consolidation Loan process, which may impact the loan consolidation process for some students.
If you DO NOT have a defaulted loan assigned to the U.S. Department of Education for collection, you will now be able to:
- Apply for a Direct Consolidation Loan using the new application process at StudentLoans.gov
- Choose your loan servicer (FedLoan Servicing, Great Lakes, Nelnet, or Sallie Mae)
- Select a repayment plan, and if applicable, complete the electronic Income-Based Repayment (IBR)/Pay As You Earn/Income-Contingent Repayment (ICR) Plan Request as part of the new Direct Consolidation Loan process
If you DO have a defaulted loan assigned to the U.S. Department of Education for collection, you will need to apply using the existing loan consolidation application process on the Direct Consolidation Loans web site.