Financial Aid

Money Management - After Graduation

The Live Life Smart Guide 

When it comes time to start repaying your student loan(s), you can select a repayment plan that’s right for your financial situation. Generally, you'll have from 10 to 25 years to repay your loan, depending on which repayment plan you choose.

Know Your Loan Service Provider

If you have taken out any federal student loans, you will need to start making payments after you graduate or drop below half-time enrollment. To learn who your loan service provider is and when you need to start making payments, visit

Know Your Federal Loan Repayment Options

With careful financial planning and a completed education, you’ll be well on your way to success. Use this calculator to learn more about how to pick the repayment plan that's right for you1

Avoid Delinquency & Default

Learn how to stay on top of your student loan payments, and what your options are if you go into default.

Understanding Credit Scores

Your credit score is the key to your financial life and is used by mortgage lenders, car loan lenders, credit card companies, landlords, cell-phone companies, and even prospective employers to size whether you are a good or bad credit risk.

Federal Direct Loan Consolidation

A Direct Consolidation Loan allows a borrower to consolidate (combine) multiple federal student loans into one loan. The result is a single monthly payment instead of multiple monthly payments. See if it’s right for you, and use the National Student Loan Data System to review your federal loan history!